Stop keeping a
household ledger.
Run your finances.
Know your net worth from day one. Enter your balances first — then log transactions as a single From → To line. Double-entry is handled automatically.
No credit card required · Free forever
Core Features
Rethinking personal finance
Complex accounting stays under the hood. You only experience an intuitive interface.
Intuitive From → To Entry
Enter transactions as 'Shinhan Card → Dining' — no debits or credits. Double-entry is automatic.
Snapshot First
Enter your current balances first, transactions later. Understand your finances starting today.
Net Worth Dashboard
Track total assets, liabilities, and net worth in real time. See your financial health at a glance.
Vault System
Separate vaults for personal, family, and business. Each vault has its own independent ledger.
Monthly Reports
Analyze spending by category and track savings rate. Review your financial performance every month.
Loan & Investment Tracking
Manage loan repayment status and investment account returns — all in one place.
How It Works
Start in 3 steps
Takes just 5 minutes. See your net worth right now.
Create a Vault
Create a vault for personal or family use. Just pick a name and type.
Enter Balances
Enter current balances for bank accounts, cards, and cash. Snapshots calculate your net worth.
Record Transactions
Log income and expenses the From → To way. They're auto-categorized and turned into reports.
Why Dochiya
Where existing apps fall short, Dochiya delivers
Simple budgeting apps hide your true net worth. Accurate double-entry apps lose most users within 3 months.
- Convenient UX, auto-sync
- No unified view of assets + liabilities
- Logs spending — but doesn't manage wealth
- Accurate ledger, full cash-flow tracking
- 3-5 year learning curve
- Most users quit within 3 months
- Double-entry handled internally — you just enter From → To
- Know your net worth from day one (snapshot-first)
- Vault system balances personal privacy and family sharing
Start managing
your finances today
Sign up and know your net worth in under 5 minutes.